Smart Decision Engine
Compare Credit Cards Side-by-Side
Select up to 3 credit cards to analyze their fees, reward structures, lounge access allowances, and apply for the right one.
| Features |
HDFC Regalia Gold Credit CardHDFC Bank |
Amazon Pay ICICI Credit CardICICI Bank |
|---|---|---|
| Rating | ||
| Joining Fee | ₹ 2,500 | ₹0 (Free) |
| Annual Renewal Fee | ₹ 2,500 | Lifetime Free |
| Fee Waiver Spend | Spend ₹4 Lakh in a year for annual fee waiver | Lifetime Free (Zero Annual Fee Forever) |
| Reward / Cashback Rate | 4 Reward Points per ₹150 spent | 5% cashback for Amazon Prime members, 3% for non-Prime |
| Airport Lounge Access | 12 complimentary airport lounge access per year (Domestic & International). | No complimentary domestic airport lounge access. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver across all fuel stations in India. | 1% fuel surcharge waiver across all petrol pumps in India. |
| Min. Monthly Income | ₹25,000 / month | ₹25,000 / month |
| Apply Link | Apply Now | Apply Now |