ICICI Bank
Cashback Credit Cards
Amazon Pay ICICI Credit Card
Joining Fee
₹0 (Free)
Annual Fee
Lifetime Free
Min. Income
₹25,000 / month
Welcome Gift & Joining Perks
Welcome reward cashback up to ₹2,000 depending on active promotions.
Reward Rate & Valueback
| Base Reward Rate | 5% cashback for Amazon Prime members, 3% for non-Prime |
|---|---|
| Cashback & Accelerated Rewards | 5% on Amazon for Prime members, 2% on 100+ partner merchants, 1% on all other spends. |
| Annual Fee Waiver | Lifetime Free (Zero Annual Fee Forever) |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver across all petrol pumps in India. |
| Airport Lounge Access | No complimentary domestic airport lounge access. |
| Travel & Insurance Perks | Zero forex markup discounts on select global bookings via Amazon. |
Pros and Cons
What We Like (Pros)
- 100% Lifetime Free Card
- Direct cashback credited as Amazon Pay balance every month
- No minimum redemption threshold
Things to Consider (Cons)
- No airport lounge access
- Best value is restricted to Amazon ecosystem
Eligibility & Documentation
Basic Eligibility:
Applicant must be an Indian resident aged 21-65 years with a regular verifiable income source and minimum CIBIL score of 720+.
Documents Required:
Identity Proof (PAN Card, Aadhaar Card), Address Proof (Passport, Voter ID, Utility Bill), and Income Proof (Last 3 months salary slips or latest ITR).
Ready to Apply?
Apply directly through the official bank portal for fast-track processing.
Apply Now on ICICI Bank
Last verified: August 2026. Fees and terms subject to bank discretion.
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