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SBI SimplyCLICK Credit Card
SBI Card Cashback Credit Cards 4.6/5

SBI SimplyCLICK Credit Card

Joining Fee
₹ 499
Annual Fee
₹ 499
Min. Income
₹25,000 / month
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Welcome Gift & Joining Perks

Amazon gift voucher worth ₹500 on payment of joining fee.

Reward Rate & Valueback

Base Reward Rate 10X Reward points on online shopping with partner merchants
Cashback & Accelerated Rewards 5X reward points on all other online spends, 1 reward point per ₹100 on offline spends.
Annual Fee Waiver Reversal of annual fee on spending ₹1 Lakh in previous year
Fuel Surcharge Waiver 1% fuel surcharge waiver for transactions between ₹500 and ₹3,000.
Airport Lounge Access No airport lounge access.
Travel & Insurance Perks Discounts on Cleartrip bookings.

Pros and Cons

What We Like (Pros)
  • Great entry-level card for online shoppers
  • Partner merchants include Amazon, Apollo 24/7, BookMyShow, Cleartrip, Netmeds, Swiggy
  • Low joining fee with voucher recovery
Things to Consider (Cons)
  • Low offline reward rate
  • No airport lounge access

Eligibility & Documentation

Basic Eligibility:

Applicant must be an Indian resident aged 21-65 years with a regular verifiable income source and minimum CIBIL score of 720+.

Documents Required:

Identity Proof (PAN Card, Aadhaar Card), Address Proof (Passport, Voter ID, Utility Bill), and Income Proof (Last 3 months salary slips or latest ITR).

Ready to Apply?

Apply directly through the official bank portal for fast-track processing.

Apply Now on SBI Card
Last verified: August 2026. Fees and terms subject to bank discretion.
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